Stephen P. Melek, FSA, MAAA, has several areas of expertise, including health care product development, management, and financial analysis. He has worked extensively in the behavioral health care specialty field with managed behavioral health care organizations. His work has covered parity issues and cost analyses, mental health utilization and costs in primary care settings, psychotropic drug treatment patterns, and strategic behavioral health care system design.
Mr. Melek has experience with plan design, pricing, capitation and risk analysis; provider reimbursement analysis and strategies; health care revenue distribution; and utilization management analysis. He has completed valuations and projections of health care businesses and product lines, profitability and experience analysis, reinsurance analysis, pricing model and strategy development, and actuarial liability determination. Mr. Melek has advised health maintenance organizations, preferred provider organizations, other managed care organizations, behavioral health care firms and associations, insurance companies, employers, hospitals, physician groups, physician-hospital organizations, and State insurance companies. He is a Fellow, Society of Actuaries; Member, American Academy of Actuaries; and Master Fellow, Life Office Management Association.